HELPFUL LINKS & CONTACTS:
Colorado Water Conservation Board CRS Website
ColoradoHazardMapping.com
CRS Resources Website
CRSresources.org
CRS/ISO Colorado contact:
Kerry Redente
Email
719-207-0121
Colorado Association of Stormwater and Floodplain Managers
HELPFUL LINKS & CONTACTS:
Colorado Water Conservation Board CRS Website
ColoradoHazardMapping.com
CRS Resources Website
CRSresources.org
CRS/ISO Colorado contact:
Kerry Redente
Email
719-207-0121
NEXT MEETING
Join us in person or via web each quarter. Contact Stacey or Monica via email or telephone to join the email contact list or for questions/comments about the CRS committee
The CASFM CRS committee was established to provide a collaborative environment for communities to share information, ideas, and experiences in the CRS program. The committee is a great resource to help navigate the CRS program and maximize potential for flood awareness and flood insurance savings.
GOALS
The committee also meets to compose and provide feedback to national organizations such as ASFPM and FEMA regarding CRS issues that are relevant to CASFM’s goals and policies.
The CRS (Community Rating System) is a voluntary program for communities in FEMA’s National Flood Insurance Program (NFIP) to obtain a rating on their floodplain regulatory and awareness programs. The strength of the rating leads to discounts on flood insurance for residents in that community.
The rating is based upon a number of factors, including such activities as:
The CRS program and the points available for various activities are described in the CRS Coordinator’s Manual. The rating is provided by the Insurance Service Office (ISO).
How much can residents save on flood insurance?
The lower the rating the higher the benefit. Each level of rating corresponds to an additional 5% in savings. A rating of 9 saves residents 5% on their premiums. A rating of 8 saves 10%, and rating of 7 saves 15% and so on, to a maximum of 45%. As shown on this table below:
In Colorado, there are currently 47 communities participating in CRS.
Here is the national picture:
A separate but similar program to the CRS, the BCEGS program evaluates and scores a community’s Building Code program. This enables residents of the community to save money on home insurance premiums. BCEGS is linked to CRS in that many building code requiements also address flooding concerns. As a result, a community’s BCEGS score can also achieve credits in CRS, and is a prerequisite for CRS Rating 6. For additional information, see the CRS Coordinator’s Manual and your community’s Building Department official.
The decision to participate in the CRS program can depend on various factors, some of which may include the number of flood policies in your community, and the degree of flood risk. Implementing programs and pulling together required documentation is time consuming. Still undecided? These tools can help you:
Do You Understand CRS in Colorado?
Other Helpful Links:
Homeland Security Elevation Certificate (Gig sheet)
2017 Report on Benefits of Flood Mitigation
CASFM Comments on the CRS Program
Response to CASFM Comments on the CRS Program
2013 Floods in Colorado – CRS Success Stories
High Hazard Dam Release – Downstream Floodplain Impacts Ranking Tool and Database
Changes in the 2017 CRS Coordinator’s Manual
Florida Post-Disaster Toolkit for Floodplain Administrators dated 2018
October 1, 2018 National Flood Insurance Program (NFIP) changes – presentation by Erin May
CRS Committee Meeting 02-13-2020
Silver Jackets Education Outreach Opportunities 02-13-2020